The first social payments platform
Where conversation meets payments
Send money like you send messages.
Whether you’re paying a friend back for lunch or splitting rent with a roommate, PymtChat makes it as simple as texting “Sent ✅”.
Monetize your content through chat.
Creators can accept tips, payments, or subscriptions directly in their DMs—no links, no awkward redirects.
Integrate smart payments into every customer interaction.
Automate transactions, support, and financial workflows inside messaging channels—with our API or plug-and-play integrations..
Built for the way you chat. Powered by AI.
From personal payments to powerful business tools, PymtChat brings financial control into the conversations you already have—smart, seamless, and social.
Chat-Based Payments
Send, receive, and split money inside your favorite messaging apps. Just type, tap, done.
AI Financial Assistant
Get smart alerts, insights, and personalized money tips from your in-chat AI assistant.
Social Payment Tools
Split bills by @handle, tip creators, and crowdfund—all through everyday conversations.
Cross-Platform Compatibility
Use PymtChat across your favorite messaging apps. Your money goes where you talk.
Smart Spend Tracking
Auto-categorize expenses and get AI-driven summaries inside your chat.
Plugins & API for Business
Add payments and financial automation to your platform in minutes.
When Money Moves, We Talk
Every payment, tip, or transaction comes with instant feedback, smart insights, and AI-powered support—right inside your conversations.
Secure payments in chat
Send and receive money with confidence—directly inside your favorite messaging apps. Encrypted, instant, and frictionless.
Split Bills by @username
Divide expenses easily with social handles. Whether it’s dinner, rent, or group travel, PymtChat keeps it simple and social.
AI spending insights
Get real-time alerts, budget tips, and intelligent breakdowns—powered by your personal AI assistant in chat.
Memory+ Financial History
PymtChat remembers your spending patterns and helps you stay on top of recurring expenses and habits.
Tips & payouts for creators
Let followers send you tips instantly through DMs. Monetize your audience with ease, no third-party links required.
Messaging app integration
Use PymtChat across WhatsApp, Telegram, iMessage, and more—your money now moves where your conversations happen.
API & plugins for business
Embed social payments into your platform or support flow. Automate transactions, track interactions, and unlock new revenue streams.
How it works
Getting started with PymtChat is as easy as sending a message. Here’s how we turn conversations into transactions.
Monetize your content without links, apps, or friction. PymtChat makes it extremely easy to get paid—right inside your DMs.
Your DMs just became a revenue stream.
